Insurance is increasingly becoming as an integral part of financial planning. Investors realise that Insurance is key to protecting financial health and that of families. There are several insurance products in the marketplace to cater to different objectives, we work with you to choose those plans that are suitable for your circumstances.
To plan your insurances better, we present a brief insight into the two broad categories under which Insurance falls:
- Life insurance is designed to secure your family’s financial future, in the event of your death, by providing them with some replacement income and covering your remaining debts and expenses. Life insurance has come a long way and can also be used to effectively achieve a host of other financial goals – grow your assets or save for the future.
- General insurance covers events that may or may not happen, such as accident, fire or theft, and provides protection against financial losses that arise out of such an occurrence.
The aim of taking out any insurance policy is to compensate you following a loss so that you are, in general, as well off – but no better off – than you were before the loss occurred. Thus, Insurance Planning and Management gains significance as a risk protection exercise for every investor, and calls for specialized counsel based on individual needs.
Our Insurance Management Advisor’s primary role with you is to assess your insurance needs in the context of an overall wealth management plan. We will review your existing coverage, if any – as in some cases, what you have may be sufficient and in others additional coverage will be recommended.
Term Insurance Policy
Whole Life Policy
Money Back Policy
Annuities And Pension
Personal Accident Insurance
- Medical Reimbursement
- Education Benefit
- Modification of residential accommodation and own vehicle
- Ambulance hiring charges